Do you also know that you went shopping and came home with more than you intended?

Fortunately I don’t have that often, because I learned to deal with it in lean times.

But I also have it sometimes, but then I still don’t buy something that I cannot pay.

But it can be something that is often not that expensive, but would not have been necessary. That’s a pitfall for many.

It’s not that expensive …

It only cost a few euros …

Oh well it’s only a dozen …

I often hear these comments around me and people aren’t aware that it’s precisely the expenses that you can ultimately save a lot of money.

How I feel again when I come home with something when I actually didn’t intend to buy it.

The best way to keep your money in your pocket is to stay at home. As soon as I leave the house it costs money. At least if I don’t really tell myself that I can’t / cannot buy anything.

My pitfall really is the fact that I simply didn’t think about it. I see something nice or what I think I need and I just buy it. Of course I don’t buy anything I can’t afford, but the small amounts I’m talking about. And because they are small, you tend to think about it easily. On the contrary, I often try to explain to others that every euro/dollar is one. If you give out a few, then there are a few again. It’s that simple. And if you don’t have it, you can’t spend it either. Often you think that few euros/dollars doesn’t matter, but it makes the difference.

So let’s start with my 7 tips for you.

How do you avoid impulse purchases?

1. Know how much you have to spend on groceries and how much for the extra things you don’t need every time.

2. Determine in advance which stores you enter and what you need there.

3. If necessary, pin a fixed amount for the groceries every week and you have to do it with it.

4. Keep a cash book and see where your money goes.

5. Don’t leave the house for one or two groceries, save them so that it’s worth doing your groceries. If you only need a few things, you are quickly inclined to throw more in your shopping basket.

6. If you really can’t afford to spend a little extra, avoid the “cheap”, fun shops. I don’t put cheap in quotation marks for nothing. It all seems so cheap and it is, but as soon as you get to the cash register you often get scared because you take more than you intended. And most of the time the things you bought are nice, but not necessary.

7. STAY AT HOME!!! When I was really in the least period I literally stayed home. I did the shopping at the supermarket and nothing else. I didn’t look for any stores, didn’t buy any clothes, didn’t go to the market and certainly didn’t go shopping with friends. This really saved me in that time. It’s not fun and certainly often frustrating, but it has certainly kept me out of trouble.

EXTRA TIP:

Stay away from the internet shops! Just go on the internet for producing, not for consuming.

It sounds very simple on the one hand and very difficult on the other, but it’s the biggest pitfall for people who cannot make ends meet with their budget. Too much is spent on unnecessary impulse purchases. Apart from that, people are not aware of how much is being spent on this, because as soon as they add up the figures, they are generally shocked.

Do you know how much you spend on individual purchases outside of groceries?  Just count them from the last month and you will see that you can really do something about this.

GOOD LUCK!

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